Reliable & Secure Payment Processing Services
American EFT is the leading provider of cost-effective and reliable electronic payment processing services. We specialize in various payment solutions for businesses wanting to move money electronically securely. Get started by contacting us today and learn more about our services.
Connecting Businesses & Customers with Credit Card Merchant Services
Improve cash flow and gain access to funds with our credit card merchant services. Our team helps businesses keep costs to a minimum by offering a suitable solution. Use American EFT/Kotapay, a PCI Level 1 provider, for flexible options, easy processing, and competitive rates. This service allows companies to process transactions online through POS or terminals. Additionally, our payment portal allows one-time, recurring, and scheduled transactions while securely storing account information.
Receiving Payments On-Time with Direct Deposit
Trust in our direct deposit for payroll technology and expertise to ensure employee payments are processed quickly and accurately. Our Kotapay ACH technologies save time and costs by transferring funds into employees’ bank accounts or completing other remittances. With our features, reports, and experience, businesses conduct transactions on time for payday.
Other Employee-Related Transactions
- Business-to-Business Payments
- Commission & Bonus Payments
- Expense Reimbursements
- Vendor Payments
- Annuities & Dividend/Interest Payments
- Receivables Collection
- 1099 Payments
- Tax Payments
- And more
Minimizing Risks with Payment Processing
Our payment processing service, American EFT/Kotapay, provides fast and reliable debit transactions between a customer’s account and billing company. This automated process also minimizes the risk of check fraud and ensures everyone gets paid on time. Additionally, businesses can protect their company and use ACH to collect receivables.
Moreover, our payment processing services are an excellent solution for the following recurring transactions:
- Monthly Membership Dues
- Loan & Insurance Payments
- Utility & Cable Bills
- Healthcare or Childcare Payments
- Rental Payments
- Subscriptions
- School Tuition & Fees
- Charitable Contributions
- Internet Payments (WEB)
- Mail Orders/Telephone Orders (TEL)
- Online Bill Payment
- Receivables & Collections
Our clients can also use Xcelerated® to receive notifications about returns in hours rather than waiting days. This database is stable, detailed, and secure for any business. We are proud to offer a solution that not only creates consistent and steady cash flow that lowers return rates but also allows our clients to view processed transactions, return items, and statements through online reports.
Facilitating Online Payment Processing
Integrate a payment option directly to your website with American EFT. We offer a leading online payment processing solution that is customizable, simple, and flexible for transactions. Choose a template that showcases your company’s logo, colors, and relevant data. Our ready-to-use templates are ideal for quick implementation and mobile capabilities. After customizing the online payment feature, our team plugs it into the website, allowing our customers to set up one-time or recurring transactions easily.
