Services

American EFT specializes in providing businesses
with a cost-effective way to move money electronically.


Credit Card Merchant Services

Give customers the credit card payment options they expect. Improve cash flow and gain faster access to funds.

Your credit card solution depends on your business needs, and it's our job to help you keep costs to a minimum. AmericanEFT/InterceptEFT, a PCI Level 1 provider, is here with flexible options, easy processing and competitive rates.

AmericanEFT/InterceptEFT allows you to process transactions online, through POS or through terminals. Our Payment Portal, Jolokia, allows for one-time, recurring or scheduled transactions and securely stores account information.

Direct Deposit Utilizing ACH

Give employees easy access to funds on payday. Save time and costs as you process payroll and other employee payments.

Direct deposit from AmericanEFT uses InterceptEFT ACH technologies to transfer funds into an employee's bank account for payroll and other types of remittances. We offer the features, reports and the experience you're looking for. Trust in our industry and technology expertise that is unmatched.

In addition to payroll, organizations use our services for many other employee-related transactions:

  • Business-to-Business payments
  • Commission & bonus payments
  • Expense reimbursements
  • Vendor payments
  • Annuities & dividend/interest payments
  • Receivables collection
  • 1099 payments
  • Tax payments
  • And more

Payment Processing

Make it easy for customers to automate their payments. Get paid on time, every time.

Payment processing solutions from AmericanEFT/ InterceptEFT provide fast, reliable debit transactions between a customer's account and the billing company. Ironically, writing checks is becoming a thing of the past, but check fraud is on the rise. Protect you and your company by utilizing ACH to collect your receivables.

Payment Processing is ideal for:

  • Recurring payments such as:
  • Monthly membership dues
  • Loan and insurance payments
  • Utility and cable bills
  • Healthcare or childcare payments
  • Rental payments
  • Subscriptions
  • School tuition and fees
  • Charitable contributions
  • Internet payments (WEB)
  • Mail orders/telephone orders (TEL)
  • Online bill payment
  • Receivables and collections
  • With Xcelerated® returns, get notification of a return much quicker than if the transaction was processed through the ACH network and then returned days later. Utilizing our database of previously returned transactions may allow you to know within hours, instead of days, if the transaction will be returned.

    Stable: Create more consistent and stable cash flow. Lower your return rates.

    Detailed: View processed transactions, return items and statements through our easy online reports.

    Secure: Payment processing passes through fewer hands, thus reducing the risk of check fraud


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